Terms of Service

Last updated: January 13, 2026

1. Acceptance of Terms

By accessing or using UmmahCauses ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

UmmahCauses is an online platform that facilitates charitable donations to verified 501(c)(3) organizations. We provide a transparent platform with 0% platform fees, allowing donors to support causes they care about.

3. Donations

3.1 Processing

All donations are processed through Stripe, our payment processor. By making a donation, you authorize Stripe to charge your payment method for the amount specified.

3.2 Fees

UmmahCauses charges 0% platform fees. Stripe's payment processing fees (2.9% + $0.30) apply to all transactions. Donors may choose to cover these processing fees optionally.

3.3 Platform Tips

Donors may optionally leave a tip to support UmmahCauses' operations. This tip is entirely voluntary and separate from the donation amount.

3.4 Refunds

Donations are generally non-refundable. Refund requests are handled on a case-by-case basis. Please contact us within 30 days if you believe a refund is warranted due to error or fraud.

4. Tax Deductibility

Donations made through UmmahCauses to 501(c)(3) organizations are tax-deductible to the extent allowed by law. We provide donation receipts for tax purposes. Consult a tax professional for advice specific to your situation.

5. Charity Verification

We verify that charities listed on our platform are registered 501(c)(3) organizations. However, we do not guarantee or endorse any charity's programs, effectiveness, or use of funds. We display objective trust indicators to help donors make informed decisions.

6. User Accounts

Account creation is optional for making donations. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

7. Prohibited Uses

You agree not to:

  • Use the Platform for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Use automated systems to access the Platform without permission
  • Impersonate another person or entity
  • Submit false or fraudulent donation requests

8. Intellectual Property

The UmmahCauses name, logo, and website content are our intellectual property. You may not use our branding without written permission.

9. Disclaimer of Warranties

The Platform is provided "as is" without warranties of any kind. We do not guarantee uninterrupted service or that the Platform will be error-free.

10. Limitation of Liability

UmmahCauses shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Platform. Our total liability shall not exceed the amount of your donation.

11. Changes to Terms

We may modify these terms at any time. Continued use of the Platform after changes constitutes acceptance of the new terms.

12. Governing Law

These terms shall be governed by the laws of the State of California, without regard to conflict of law principles.

13. Contact

For questions about these Terms of Service, please contact us at:

Email: legal@ummahcauses.org
Website: Contact Form